Corporate Credit Rating: A Survey

Corporate credit rating (CCR) plays a very important role in the process of contemporary economic and social development. How to use credit rating methods for enterprises has always been a problem worthy of discussion. Through reading and studying the relevant literature at home and abroad, this paper makes a systematic survey of CCR. This paper combs the context of the development of CCR methods from the three levels: statistical models, machine learning models and neural network models, summarizes the common databases of CCR, and deeply compares the advantages and disadvantages of the models. Finally, this paper summarizes the problems existing in the current research and prospects the future of CCR. Compared with the existing review of CCR, this paper expounds and analyzes the progress of neural network model in this field in recent years.

xASTNN: Improved Code Representations for Industrial Practice

The application of deep learning techniques in software engineering becomes increasingly popular. One key problem is developing high-quality and easy-to-use source code representations for code-related tasks. The research community has acquired impressive results in recent years. However, due to the deployment difficulties and performance bottlenecks, seldom these approaches are applied to the industry. In this paper, we present xASTNN, an eXtreme Abstract Syntax Tree (AST)-based Neural Network for source code representation, aiming to push this technique to industrial practice. The proposed xASTNN has three advantages. First, xASTNN is completely based on widely-used ASTs and does not require complicated data pre-processing, making it applicable to various programming languages and practical scenarios. Second, three closely-related designs are proposed to guarantee the effectiveness of xASTNN, including statement subtree sequence for code naturalness, gated recursive unit for syntactical information, and gated recurrent unit for sequential information. Third, a dynamic batching algorithm is introduced to significantly reduce the time complexity of xASTNN. Two code comprehension downstream tasks, code classification and code clone detection, are adopted for evaluation. The results demonstrate that our xASTNN can improve the state-of-the-art while being faster than the baselines.

Intelligent Painter: Picture Composition With Resampling Diffusion Model

Have you ever thought that you can be an intelligent painter? This means that you can paint a picture with a few expected objects in mind, or with a desirable scene. This is different from normal inpainting approaches for which the location of specific objects cannot be determined. In this paper, we present an intelligent painter that generate a person's imaginary scene in one go, given explicit hints. We propose a resampling strategy for Denoising Diffusion Probabilistic Model (DDPM) to intelligently compose harmonized scenery images by injecting explicit landmark inputs at specific locations. By exploiting the diffusion property, we resample efficiently to produce realistic images. Experimental results show that our resampling method favors the semantic meaning of the generated output efficiently and generate less blurry output. Quantitative analysis of image quality assessment shows that our method produces higher perceptual quality images compared with the state-of-the-art methods.

Fast and Light-Weight Network for Single Frame Structured Illumination Microscopy Super-Resolution

Structured illumination microscopy (SIM) is an important super-resolution based microscopy technique that breaks the diffraction limit and enhances optical microscopy systems. With the development of biology and medical engineering, there is a high demand for real-time and robust SIM imaging under extreme low light and short exposure environments. Existing SIM techniques typically require multiple structured illumination frames to produce a high-resolution image. In this paper, we propose a single-frame structured illumination microscopy (SF-SIM) based on deep learning. Our SF-SIM only needs one shot of a structured illumination frame and generates similar results compared with the traditional SIM systems that typically require 15 shots. In our SF-SIM, we propose a noise estimator which can effectively suppress the noise in the image and enable our method to work under the low light and short exposure environment, without the need for stacking multiple frames for non-local denoising. We also design a bandpass attention module that makes our deep network more sensitive to the change of frequency and enhances the imaging quality. Our proposed SF-SIM is almost 14 times faster than traditional SIM methods when achieving similar results. Therefore, our method is significantly valuable for the development of microbiology and medicine.

NTIRE 2020 Challenge on Image Demoireing: Methods and Results

This paper reviews the Challenge on Image Demoireing that was part of the New Trends in Image Restoration and Enhancement (NTIRE) workshop, held in conjunction with CVPR 2020. Demoireing is a difficult task of removing moire patterns from an image to reveal an underlying clean image. The challenge was divided into two tracks. Track 1 targeted the single image demoireing problem, which seeks to remove moire patterns from a single image. Track 2 focused on the burst demoireing problem, where a set of degraded moire images of the same scene were provided as input, with the goal of producing a single demoired image as output. The methods were ranked in terms of their fidelity, measured using the peak signal-to-noise ratio (PSNR) between the ground truth clean images and the restored images produced by the participants' methods. The tracks had 142 and 99 registered participants, respectively, with a total of 14 and 6 submissions in the final testing stage. The entries span the current state-of-the-art in image and burst image demoireing problems.

AIM 2019 Challenge on Image Demoireing: Methods and Results

This paper reviews the first-ever image demoireing challenge that was part of the Advances in Image Manipulation (AIM) workshop, held in conjunction with ICCV 2019. This paper describes the challenge, and focuses on the proposed solutions and their results. Demoireing is a difficult task of removing moire patterns from an image to reveal an underlying clean image. A new dataset, called LCDMoire was created for this challenge, and consists of 10,200 synthetically generated image pairs (moire and clean ground truth). The challenge was divided into 2 tracks. Track 1 targeted fidelity, measuring the ability of demoire methods to obtain a moire-free image compared with the ground truth, while Track 2 examined the perceptual quality of demoire methods. The tracks had 60 and 39 registered participants, respectively. A total of eight teams competed in the final testing phase. The entries span the current the state-of-the-art in the image demoireing problem.

Multi-scale Dynamic Feature Encoding Network for Image Demoireing

The prevalence of digital sensors, such as digital cameras and mobile phones, simplifies the acquisition of photos. Digital sensors, however, suffer from producing Moire when photographing objects having complex textures, which deteriorates the quality of photos. Moire spreads across various frequency bands of images and is a dynamic texture with varying colors and shapes, which pose two main challenges in demoireing---an important task in image restoration. In this paper, towards addressing the first challenge, we design a multi-scale network to process images at different spatial resolutions, obtaining features in different frequency bands, and thus our method can jointly remove moire in different frequency bands. Towards solving the second challenge, we propose a dynamic feature encoding module (DFE), embedded in each scale, for dynamic texture. Moire pattern can be eliminated more effectively via DFE.Our proposed method, termed Multi-scale convolutional network with Dynamic feature encoding for image DeMoireing (MDDM), can outperform the state of the arts in fidelity as well as perceptual on benchmarks.

Triple Attention Mixed Link Network for Single Image Super Resolution

Single image super resolution is of great importance as a low-level computer vision task. Recent approaches with deep convolutional neural networks have achieved im-pressive performance. However, existing architectures have limitations due to the less sophisticated structure along with less strong representational power. In this work, to significantly enhance the feature representation, we proposed Triple Attention mixed link Network (TAN) which consists of 1) three different aspects (i.e., kernel, spatial and channel) of attention mechanisms and 2) fu-sion of both powerful residual and dense connections (i.e., mixed link). Specifically, the network with multi kernel learns multi hierarchical representations under different receptive fields. The output features are recalibrated by the effective kernel and channel attentions and feed into next layer partly residual and partly dense, which filters the information and enable the network to learn more powerful representations. The features finally pass through the spatial attention in the reconstruction network which generates a fusion of local and global information, let the network restore more details and improves the quality of reconstructed images. Thanks to the diverse feature recalibrations and the advanced information flow topology, our proposed model is strong enough to per-form against the state-of-the-art methods on the bench-mark evaluations.

Polynomial Regression As an Alternative to Neural Nets

Despite the success of neural networks (NNs), there is still a concern among many over their "black box" nature. Why do they work? Here we present a simple analytic argument that NNs are in fact essentially polynomial regression models. This view will have various implications for NNs, e.g. providing an explanation for why convergence problems arise in NNs, and it gives rough guidance on avoiding overfitting. In addition, we use this phenomenon to predict and confirm a multicollinearity property of NNs not previously reported in the literature. Most importantly, given this loose correspondence, one may choose to routinely use polynomial models instead of NNs, thus avoiding some major problems of the latter, such as having to set many tuning parameters and dealing with convergence issues. We present a number of empirical results; in each case, the accuracy of the polynomial approach matches or exceeds that of NN approaches. A many-featured, open-source software package, polyreg, is available.

SESR: Single Image Super Resolution with Recursive Squeeze and Excitation Networks

Single image super resolution is a very important computer vision task, with a wide range of applications. In recent years, the depth of the super-resolution model has been constantly increasing, but with a small increase in performance, it has brought a huge amount of computation and memory consumption. In this work, in order to make the super resolution models more effective, we proposed a novel single image super resolution method via recursive squeeze and excitation networks (SESR). By introducing the squeeze and excitation module, our SESR can model the interdependencies and relationships between channels and that makes our model more efficiency. In addition, the recursive structure and progressive reconstruction method in our model minimized the layers and parameters and enabled SESR to simultaneously train multi-scale super resolution in a single model. After evaluating on four benchmark test sets, our model is proved to be above the state-of-the-art methods in terms of speed and accuracy.