Gender-tuning: Empowering Fine-tuning for Debiasing Pre-trained Language Models

Recent studies have revealed that the widely-used Pre-trained Language Models (PLMs) propagate societal biases from the large unmoderated pre-training corpora. Existing solutions require debiasing training processes and datasets for debiasing, which are resource-intensive and costly. Furthermore, these methods hurt the PLMs' performance on downstream tasks. In this study, we propose Gender-tuning, which debiases the PLMs through fine-tuning on downstream tasks' datasets. For this aim, Gender-tuning integrates Masked Language Modeling (MLM) training objectives into fine-tuning's training process. Comprehensive experiments show that Gender-tuning outperforms the state-of-the-art baselines in terms of average gender bias scores in PLMs while improving PLMs' performance on downstream tasks solely using the downstream tasks' dataset. Also, Gender-tuning is a deployable debiasing tool for any PLM that works with original fine-tuning.

Improving Pre-trained Language Models' Generalization

The reusability of state-of-the-art Pre-trained Language Models (PLMs) is often limited by their generalization problem, where their performance drastically decreases when evaluated on examples that differ from the training dataset, known as Out-of-Distribution (OOD)/unseen examples. This limitation arises from PLMs' reliance on spurious correlations, which work well for frequent example types but not for general examples. To address this issue, we propose a training approach called Mask-tuning, which integrates Masked Language Modeling (MLM) training objectives into the fine-tuning process to enhance PLMs' generalization. Comprehensive experiments demonstrate that Mask-tuning surpasses current state-of-the-art techniques and enhances PLMs' generalization on OOD datasets while improving their performance on in-distribution datasets. The findings suggest that Mask-tuning improves the reusability of PLMs on unseen data, making them more practical and effective for real-world applications.

Efficient Token-Guided Image-Text Retrieval with Consistent Multimodal Contrastive Training

Image-text retrieval is a central problem for understanding the semantic relationship between vision and language, and serves as the basis for various visual and language tasks. Most previous works either simply learn coarse-grained representations of the overall image and text, or elaborately establish the correspondence between image regions or pixels and text words. However, the close relations between coarse- and fine-grained representations for each modality are important for image-text retrieval but almost neglected. As a result, such previous works inevitably suffer from low retrieval accuracy or heavy computational cost. In this work, we address image-text retrieval from a novel perspective by combining coarse- and fine-grained representation learning into a unified framework. This framework is consistent with human cognition, as humans simultaneously pay attention to the entire sample and regional elements to understand the semantic content. To this end, a Token-Guided Dual Transformer (TGDT) architecture which consists of two homogeneous branches for image and text modalities, respectively, is proposed for image-text retrieval. The TGDT incorporates both coarse- and fine-grained retrievals into a unified framework and beneficially leverages the advantages of both retrieval approaches. A novel training objective called Consistent Multimodal Contrastive (CMC) loss is proposed accordingly to ensure the intra- and inter-modal semantic consistencies between images and texts in the common embedding space. Equipped with a two-stage inference method based on the mixed global and local cross-modal similarity, the proposed method achieves state-of-the-art retrieval performances with extremely low inference time when compared with representative recent approaches.

On the Computation-Communication Trade-Off with A Flexible Gradient Tracking Approach

We propose a flexible gradient tracking approach with adjustable computation and communication steps for solving distributed stochastic optimization problem over networks. The proposed method allows each node to perform multiple local gradient updates and multiple inter-node communications in each round, aiming to strike a balance between computation and communication costs according to the properties of objective functions and network topology in non-i.i.d. settings. Leveraging a properly designed Lyapunov function, we derive both the computation and communication complexities for achieving arbitrary accuracy on smooth and strongly convex objective functions. Our analysis demonstrates sharp dependence of the convergence performance on graph topology and properties of objective functions, highlighting the trade-off between computation and communication. Numerical experiments are conducted to validate our theoretical findings.

A Unified Framework to Super-Resolve Face Images of Varied Low Resolutions

The existing face image super-resolution (FSR) algorithms usually train a specific model for a specific low input resolution for optimal results. By contrast, we explore in this work a unified framework that is trained once and then used to super-resolve input face images of varied low resolutions. For that purpose, we propose a novel neural network architecture that is composed of three anchor auto-encoders, one feature weight regressor and a final image decoder. The three anchor auto-encoders are meant for optimal FSR for three pre-defined low input resolutions, or named anchor resolutions, respectively. An input face image of an arbitrary low resolution is firstly up-scaled to the target resolution by bi-cubic interpolation and then fed to the three auto-encoders in parallel. The three encoded anchor features are then fused with weights determined by the feature weight regressor. At last, the fused feature is sent to the final image decoder to derive the super-resolution result. As shown by experiments, the proposed algorithm achieves robust and state-of-the-art performance over a wide range of low input resolutions by a single framework. Code and models will be made available after the publication of this work.

Inclusive FinTech Lending via Contrastive Learning and Domain Adaptation

FinTech lending (e.g., micro-lending) has played a significant role in facilitating financial inclusion. It has reduced processing times and costs, enhanced the user experience, and made it possible for people to obtain loans who may not have qualified for credit from traditional lenders. However, there are concerns about the potentially biased algorithmic decision-making during loan screening. Machine learning algorithms used to evaluate credit quality can be influenced by representation bias in the training data, as we only have access to the default outcome labels of approved loan applications, for which the borrowers' socioeconomic characteristics are better than those of rejected ones. In this case, the model trained on the labeled data performs well on the historically approved population, but does not generalize well to borrowers of low socioeconomic background. In this paper, we investigate the problem of representation bias in loan screening for a real-world FinTech lending platform. We propose a new Transformer-based sequential loan screening model with self-supervised contrastive learning and domain adaptation to tackle this challenging issue. We use contrastive learning to train our feature extractor on unapproved (unlabeled) loan applications and use domain adaptation to generalize the performance of our label predictor. We demonstrate the effectiveness of our model through extensive experimentation in the real-world micro-lending setting. Our results show that our model significantly promotes the inclusiveness of funding decisions, while also improving loan screening accuracy and profit by 7.10% and 8.95%, respectively. We also show that incorporating the test data into contrastive learning and domain adaptation and labeling a small ratio of test data can further boost model performance.

ETPNav: Evolving Topological Planning for Vision-Language Navigation in Continuous Environments

Vision-language navigation is a task that requires an agent to follow instructions to navigate in environments. It becomes increasingly crucial in the field of embodied AI, with potential applications in autonomous navigation, search and rescue, and human-robot interaction. In this paper, we propose to address a more practical yet challenging counterpart setting - vision-language navigation in continuous environments (VLN-CE). To develop a robust VLN-CE agent, we propose a new navigation framework, ETPNav, which focuses on two critical skills: 1) the capability to abstract environments and generate long-range navigation plans, and 2) the ability of obstacle-avoiding control in continuous environments. ETPNav performs online topological mapping of environments by self-organizing predicted waypoints along a traversed path, without prior environmental experience. It privileges the agent to break down the navigation procedure into high-level planning and low-level control. Concurrently, ETPNav utilizes a transformer-based cross-modal planner to generate navigation plans based on topological maps and instructions. The plan is then performed through an obstacle-avoiding controller that leverages a trial-and-error heuristic to prevent navigation from getting stuck in obstacles. Experimental results demonstrate the effectiveness of the proposed method. ETPNav yields more than 10% and 20% improvements over prior state-of-the-art on R2R-CE and RxR-CE datasets, respectively. Our code is available at https://github.com/MarSaKi/ETPNav.

VideoFusion: Decomposed Diffusion Models for High-Quality Video Generation

A diffusion probabilistic model (DPM), which constructs a forward diffusion process by gradually adding noise to data points and learns the reverse denoising process to generate new samples, has been shown to handle complex data distribution. Despite its recent success in image synthesis, applying DPMs to video generation is still challenging due to high-dimensional data spaces. Previous methods usually adopt a standard diffusion process, where frames in the same video clip are destroyed with independent noises, ignoring the content redundancy and temporal correlation. This work presents a decomposed diffusion process via resolving the per-frame noise into a base noise that is shared among all frames and a residual noise that varies along the time axis. The denoising pipeline employs two jointly-learned networks to match the noise decomposition accordingly. Experiments on various datasets confirm that our approach, termed as VideoFusion, surpasses both GAN-based and diffusion-based alternatives in high-quality video generation. We further show that our decomposed formulation can benefit from pre-trained image diffusion models and well-support text-conditioned video creation.

Decomposed Diffusion Models for High-Quality Video Generation

A diffusion probabilistic model (DPM), which constructs a forward diffusion process by gradually adding noise to data points and learns the reverse denoising process to generate new samples, has been shown to handle complex data distribution. Despite its recent success in image synthesis, applying DPMs to video generation is still challenging due to the high dimensional data space. Previous methods usually adopt a standard diffusion process, where frames in the same video clip are destroyed with independent noises, ignoring the content redundancy and temporal correlation. This work presents a decomposed diffusion process via resolving the per-frame noise into a base noise that is shared among all frames and a residual noise that varies along the time axis. The denoising pipeline employs two jointly-learned networks to match the noise decomposition accordingly. Experiments on various datasets confirm that our approach, termed as VideoFusion, surpasses both GAN-based and diffusion-based alternatives in high-quality video generation. We further show that our decomposed formulation can benefit from pre-trained image diffusion models and well-support text-conditioned video creation.