Can News Predict the Market? Limits of Zero-Shot Financial NLP and the Role of Explainable AI

Can financial news reliably predict short-term stock movements? Despite advances in large language models, this question remains unresolved. We revisit this problem using a zero-shot natural language processing framework, investigating whether models can extract actionable signals from financial news without domain-specific training. We design a structured pipeline that combines zero-shot natural language inference with temporal aggregation, explicitly modelling recency and event-dependent impact horizons when integrating information across articles. To address the need for transparency in high-stakes settings, we introduce a multi-layered explainability framework that links predictions to token-level, article-level, and aggregate evidence, and produces grounded natural language rationales. Across multiple models and prediction horizons, we find that zero-shot approaches consistently fail to outperform simple baselines, with particularly weak performance on negative movements, suggesting deeper structural limitations in mapping news sentiment to short-term price dynamics. However, explainability signals reliably distinguish between trustworthy and unreliable predictions, offering practical value even when accuracy is limited. These findings highlight the limits of zero-shot financial NLP and motivate a shift toward decision-support systems that prioritise transparency and uncertainty awareness. Code: https://github.com/alimert05/zero-shot-stock-xai

Intelligent Skin Cancer Detection Using a Multispectral Metasurface and a Hybrid

Skin cancer is among the most prevalent malignancies worldwiAdbe satnradcitts early detection is essential for improving patient survival and reducing treatment costs Conventional dermoscopic and visual imaging techniques are primarily limited to the visible spectrum and often fail to capture subtle spectral signatures associated with early stage malignancies This study proposes an innovative framework that integrates a multispectral metasurface for imaging with a hybrid deep learning architecture based on Convolutional Neural Networks and Vision Transformers The designed metasurface enables noninvasive acquisition of rich spectral information highly sensitive to tissue alterations while the hybrid CNN ViT model simultaneously extracts local and global features to robustly classify skin lesions Simulation-based evaluations demonstrate that the proposed method achieves approximately 98 accuracy 95 percentages sensitivity and 99 perentage specificity surpassing conventional RGB-based and single-architecture approaches Qualitative analyses using attention maps reveal that the model focuses on clinically relevant lesion regions improving interpretability Overall the results indicate that combining metasurface based multispectral imaging with hybrid deep learning can introduce a new generation of diagnostic tools in dermatology and pave the way for portable fast and highly accurate clinical systems

How Small Can You Go? LoRA Fine-Tuning 270M-8B Models for Merchant Information Extraction in Financial Transactions

Financial transaction processing requires extracting structured merchant information from noisy, abbreviated bank transaction strings at scale. Our current production system, a LoRA-fine-tuned LLaMA 3.1-8B, achieves 96.95% F1 on this task, but deploying 8-billion-parameter models imposes prohibitive memory, latency, and cost constraints. To identify more efficient alternatives, we conduct a deployment-focused study of 24 model variants spanning four model families: Gemma 3 (270M, 1B, 4B), Qwen 3.5 (0.8B, 2B, 4B), Aya (3.35B), and LLaMA 3.1-8B, systematically evaluating accuracy, inference throughput, training cost, and hardware behavior to assess production suitability. Our findings show that: (1) reproducing the LLaMA 3.1-8B fine-tune with a LoRA rank of 8 achieves 96.75% F1, only 0.20 points below the rank-32 baseline; (2) Qwen 3.5 4B with JSON-only prompting reaches 96.60% F1, within 0.35 points of the 8B baseline while using roughly half the parameters; (3) the 0.8B Qwen 3.5 model achieves 94.75% F1, matching models 2.5-4x larger and offering an attractive latency-accuracy trade-off; (4) chain-of-thought fine-tuning generally improves F1 by 0.3-1.8 points across most models, although Qwen 3.5 4B performs best with direct JSON-only prompting; and (5) Qwen 3.5 Think and Nothink training templates produce nearly identical results (F1 differences <0.004), indicating that explicit reasoning supervision is unnecessary for structured extraction tasks. We further deploy all 14 fine-tuned sub-8B models as Databricks Model Serving endpoints and observe that benchmark performance transfers reliably to production, with an average F1 change of only 0.8 points. Aya 3.35B, based on the Cohere2 architecture, is the sole exception, exhibiting a 3-5 point decline under serving conditions. Based on these results, we provide deployment recommendations across accuracy and latency requirements, ...

Autonomous FPV Flight with Translational Optical Flow and Uncertainty Mask

Autonomous FPV quadrotor flight in complex environments using a monocular RGB camera as the sole exteroceptive sensor remains a fundamental challenge. Recent research has shown that using optical flow as the input of a neural network can achieve end-to-end autonomous flight in cluttered scenes. However, extracting the most relevant information from the flow estimation is the key bottleneck limiting agility and robustness. Existing methods struggle to disentangle obstacle-induced optical flow from the ego-motion background flow and suffer from low signal-to-noise ratios near the focus of expansion (FoE). To address these issues, we decompose the optical flow into translational and rotational components and utilize only the translational flow, which captures scene geometry and depth cues. In addition, we introduce an uncertainty mask derived from inconsistencies between forward and backward flow estimates. This mask highlights obstacle structures, including those within the FoE region. Both cues are fed to a control policy trained in a differentiable simulation framework, which enables efficient first-order optimization across perception and control. We validate our approach through extensive experiments in both simulated and real-world forest environments. The proposed system achieves robust flight at speeds of up to 13.91 m/s in simulation and 11.79 m/s in real-world tests, with a 93.3\% success rate over 30 real-world trials, nearly doubling the previously reported 6 m/s real-world speed of the monocular-RGB optical-flow UAV obstacle avoidance system.

Content-Induced Spatial-Spectral Aggregation Network for Change Detection in Remote Sensing Images

The integration of spatial and spectral information is beneficial to the improvement of change detection performance. However, existing methods cannot efficiently suppress the influences of spatial and spectral differences in unchanged areas. To address these issues, in this paper we propose a content-guided spatial-spectral integration network (CSI-Net) for the fusion of global spatial details and spectral difference information. Specifically, the proposed CSI-Net is composed of a spatial reasoning (SR) module, a spectral difference (SD) module, and a content-guided integration (CGI) module. In the SR module, the spatial information is learned by cascaded graph convolution blocks for global modeling. The SD module is responsible for the extraction of spectral features, by calculating the means and variances of features to reduce the impact of spectral differences in unchanged regions. In addition, in order to integrate the spatial-spectral features efficiently, we design a CGI module to further take advantage of their complementary information. In this module, high-level content information is introduced as a guide for a proper interaction. Due to the efficient spatial-spectral fusion, the proposed CSI-Net can learn the changed features better while achieving a suppression of spectral differences. Experimental results on LEVIR-CD, WHU-CD, and CLCD datasets demonstrate that the proposed CSI-Net produces better performance compared to state-of-the-art methods, and is applicable to different scenarios

Learning Entropy and Spatial Adaptation Dynamics of Multilayer Perceptrons for Structural Point Extraction

This paper extends the concept of Learning Entropy (LE) from temporal adaptive systems to spatial learning in multilayer perceptron networks (MLPs) applied to image data. Instead of evaluating image structure directly from gradients or covariance operators, as local neighborhood methods do, the proposed approach analyzes the learning process itself through Learning Entropy. An MLP is trained to predict the intensity of a center pixel from its surrounding spatial context, while LE is evaluated from the incremental adaptation of neural weights during learning across image-derived samples. The resulting Spatial Learning Entropy Maps (SLEM) identify unusual image points and regions that induce strong adaptation of the neural network and therefore have an important role in the learning process. The results indicate that spatial Learning Entropy provides a complementary perspective to conventional feature extraction and explainability methods by highlighting spatial locations that are particularly informative for network learning. Spatial Learning Entropy provides a complementary perspective to conventional feature extraction and explainability methods by identifying image points and regions according to their learning impact rather than their local structural properties. The proposed framework may open new directions for learning-driven image or scene analysis in computer vision, manufacturing, and robotics.

GeoGNN: Time Series Geo-Localization using Two-Tower Graph Neural Networks

This paper investigates a novel concept of time series geolocalization, where the goal is to infer the geographic origin of each raw time series. Successful geolocalization can provide spatial context to time series, enabling downstream location-aware applications. We formalize the problem, adapt core ideas from image geolocalization to establish strong baselines, and propose GeoGNN, a two-tower architecture. During training, GeoGNN's spatial tower learns embeddings of geographic cell candidates by leveraging the geographic adjacency graph, while the temporal tower extracts informative representations from time series. During inference, each temporal representation is matched against candidate geographic embeddings using dot-product similarity, combined with an auxiliary classification head, to predict the time series' associated geographic origin. Experiments on large-scale, countrywide electricity-consumption datasets demonstrate that GeoGNN achieves the best performance across datasets and enhances both fine- and coarse-grained geolocalization accuracy by ~27% on average.

Efficient Time Series Clustering from Multiscale Reservoir Dynamics with Granular-Ball Anchoring Graph Optimization

Time-series clustering remains challenging due to the inherent trade-off between clustering effectiveness and computational efficiency. Similarity-based methods often suffer from quadratic complexity caused by pairwise distance computations, while deep learning-based approaches typically rely on costly iterative training and a large number of trainable parameters. In this paper, we propose MSRGC-Net, an efficient time-series clustering framework that integrates multiscale reservoir computing, granular-ball-based anchoring graph construction, and consensus learning. MSRGC-Net adopts a training-free reservoir computing paradigm to extract multiscale temporal representations from raw time series without backpropagation, significantly reducing computational overhead. To capture the intrinsic structure of the resulting representations, granular-ball computing is employed to adaptively model data distributions via density-consistent regions, yielding compact and robust anchor graph representations. Furthermore, a consensus-based anchoring graph optimization strategy is introduced to effectively align multiscale reservoir representations and integrate complementary information across temporal scales. Extensive experiments on widely used univariate and multivariate benchmark datasets demonstrate that MSRGC-Net consistently outperforms state-of-the-art methods in clustering performance while maintaining superior computational efficiency.

Stress-testing medical large language models reveals latent safety pathology beyond benchmark accuracy

Large language models (LLMs) are entering clinical practice based on benchmark accuracy that may fail to detect safety-relevant failure modes. Here we present AI-MASLD, a stress-audit framework that adapts the logic of metabolic stress testing from hepatology to the evaluation of clinical LLMs. Using 240 clinical cases across six narrative perturbation probes, we subjected seven models to double-stress testing and quantified performance through three indices: metabolic index (MI), perturbation flip rate (PFR), and counterfactual fairness index (CFI). Under clean baseline conditions, all models performed uniformly well. Under realistic narrative stress, performance diverged sharply, revealing two distinct stress-response phenotypes. Quantized models exhibited pseudonormalization, in which low flip rates hid functional collapse. Medical supervised fine-tuning systematically degraded logical stability, fairness, and information extraction. An open-weight model matched or exceeded proprietary alternatives on every safety dimension. These findings establish narrative stress auditing as a necessary complement to accuracy-based evaluation.

Teach Multimodal Recommendation Model to See via Personalized Visual Extraction and Adaptive Learning

Multimodal sequential recommendation (MSR) incorporates textual and visual information to improve recommendation quality. However, recent studies and our empirical analysis show that visual features are often underutilized, thereby contributing far less than textual signals. We attribute this issue to two factors: insufficient visual representation learning (pretrained encoders fail to capture preference-relevant cues) and unbalanced visual-text optimization (textual features dominate the learning process). To address these issues, we propose Teach Multimodal Recommendation Model to See via Personalized Visual Extraction and Adaptive Learning (REVEAL), a plug-and-play framework that enhances visual representation learning and cross-modal optimization without modifying the original recommendation backbone. REVEAL consists of Feedback-Guided Visual Extraction (FVE), which refines prompt-guided visual extraction through task-level feedback, and Adaptive Visual Learning (AVL), which dynamically reweights visual learning to alleviate modality imbalance. Experiments on multiple real-world datasets and MSR backbones demonstrate that REVEAL consistently improves recommendation performance. Further analysis shows that these gains arise from more effective attention to preference-relevant visual regions and better visual utilization during training. The code is available at https://github.com/YutongLi2024/REVEAL.