CAGE: Causality-Aware Shapley Value for Global Explanations

As Artificial Intelligence (AI) is having more influence on our everyday lives, it becomes important that AI-based decisions are transparent and explainable. As a consequence, the field of eXplainable AI (or XAI) has become popular in recent years. One way to explain AI models is to elucidate the predictive importance of the input features for the AI model in general, also referred to as global explanations. Inspired by cooperative game theory, Shapley values offer a convenient way for quantifying the feature importance as explanations. However many methods based on Shapley values are built on the assumption of feature independence and often overlook causal relations of the features which could impact their importance for the ML model. Inspired by studies of explanations at the local level, we propose CAGE (Causally-Aware Shapley Values for Global Explanations). In particular, we introduce a novel sampling procedure for out-coalition features that respects the causal relations of the input features. We derive a practical approach that incorporates causal knowledge into global explanation and offers the possibility to interpret the predictive feature importance considering their causal relation. We evaluate our method on synthetic data and real-world data. The explanations from our approach suggest that they are not only more intuitive but also more faithful compared to previous global explanation methods.

PFStorer: Personalized Face Restoration and Super-Resolution

Recent developments in face restoration have achieved remarkable results in producing high-quality and lifelike outputs. The stunning results however often fail to be faithful with respect to the identity of the person as the models lack necessary context. In this paper, we explore the potential of personalized face restoration with diffusion models. In our approach a restoration model is personalized using a few images of the identity, leading to tailored restoration with respect to the identity while retaining fine-grained details. By using independent trainable blocks for personalization, the rich prior of a base restoration model can be exploited to its fullest. To avoid the model relying on parts of identity left in the conditioning low-quality images, a generative regularizer is employed. With a learnable parameter, the model learns to balance between the details generated based on the input image and the degree of personalization. Moreover, we improve the training pipeline of face restoration models to enable an alignment-free approach. We showcase the robust capabilities of our approach in several real-world scenarios with multiple identities, demonstrating our method's ability to generate fine-grained details with faithful restoration. In the user study we evaluate the perceptual quality and faithfulness of the genereated details, with our method being voted best 61% of the time compared to the second best with 25% of the votes.

On the Potential of Network-Based Features for Fraud Detection

Online transaction fraud presents substantial challenges to businesses and consumers, risking significant financial losses. Conventional rule-based systems struggle to keep pace with evolving fraud tactics, leading to high false positive rates and missed detections. Machine learning techniques offer a promising solution by leveraging historical data to identify fraudulent patterns. This article explores using the personalised PageRank (PPR) algorithm to capture the social dynamics of fraud by analysing relationships between financial accounts. The primary objective is to compare the performance of traditional features with the addition of PPR in fraud detection models. Results indicate that integrating PPR enhances the model's predictive power, surpassing the baseline model. Additionally, the PPR feature provides unique and valuable information, evidenced by its high feature importance score. Feature stability analysis confirms consistent feature distributions across training and test datasets.

CORE: Towards Scalable and Efficient Causal Discovery with Reinforcement Learning

Causal discovery is the challenging task of inferring causal structure from data. Motivated by Pearl's Causal Hierarchy (PCH), which tells us that passive observations alone are not enough to distinguish correlation from causation, there has been a recent push to incorporate interventions into machine learning research. Reinforcement learning provides a convenient framework for such an active approach to learning. This paper presents CORE, a deep reinforcement learning-based approach for causal discovery and intervention planning. CORE learns to sequentially reconstruct causal graphs from data while learning to perform informative interventions. Our results demonstrate that CORE generalizes to unseen graphs and efficiently uncovers causal structures. Furthermore, CORE scales to larger graphs with up to 10 variables and outperforms existing approaches in structure estimation accuracy and sample efficiency. All relevant code and supplementary material can be found at https://github.com/sa-and/CORE

Emergent Cooperation under Uncertain Incentive Alignment

Understanding the emergence of cooperation in systems of computational agents is crucial for the development of effective cooperative AI. Interaction among individuals in real-world settings are often sparse and occur within a broad spectrum of incentives, which often are only partially known. In this work, we explore how cooperation can arise among reinforcement learning agents in scenarios characterised by infrequent encounters, and where agents face uncertainty about the alignment of their incentives with those of others. To do so, we train the agents under a wide spectrum of environments ranging from fully competitive, to fully cooperative, to mixed-motives. Under this type of uncertainty we study the effects of mechanisms, such as reputation and intrinsic rewards, that have been proposed in the literature to foster cooperation in mixed-motives environments. Our findings show that uncertainty substantially lowers the agents' ability to engage in cooperative behaviour, when that would be the best course of action. In this scenario, the use of effective reputation mechanisms and intrinsic rewards boosts the agents' capability to act nearly-optimally in cooperative environments, while greatly enhancing cooperation in mixed-motive environments as well.

Explainable Fraud Detection with Deep Symbolic Classification

There is a growing demand for explainable, transparent, and data-driven models within the domain of fraud detection. Decisions made by fraud detection models need to be explainable in the event of a customer dispute. Additionally, the decision-making process in the model must be transparent to win the trust of regulators and business stakeholders. At the same time, fraud detection solutions can benefit from data due to the noisy, dynamic nature of fraud and the availability of large historical data sets. Finally, fraud detection is notorious for its class imbalance: there are typically several orders of magnitude more legitimate transactions than fraudulent ones. In this paper, we present Deep Symbolic Classification (DSC), an extension of the Deep Symbolic Regression framework to classification problems. DSC casts classification as a search problem in the space of all analytic functions composed of a vocabulary of variables, constants, and operations and optimizes for an arbitrary evaluation metric directly. The search is guided by a deep neural network trained with reinforcement learning. Because the functions are mathematical expressions that are in closed-form and concise, the model is inherently explainable both at the level of a single classification decision and the model's decision process. Furthermore, the class imbalance problem is successfully addressed by optimizing for metrics that are robust to class imbalance such as the F1 score. This eliminates the need for oversampling and undersampling techniques that plague traditional approaches. Finally, the model allows to explicitly balance between the prediction accuracy and the explainability. An evaluation on the PaySim data set demonstrates competitive predictive performance with state-of-the-art models, while surpassing them in terms of explainability. This establishes DSC as a promising model for fraud detection systems.

AI4GCC - Team: Below Sea Level: Critiques and Improvements

We present a critical analysis of the simulation framework RICE-N, an integrated assessment model (IAM) for evaluating the impacts of climate change on the economy. We identify key issues with RICE-N, including action masking and irrelevant actions, and suggest improvements such as utilizing tariff revenue and penalizing overproduction. We also critically engage with features of IAMs in general, namely overly optimistic damage functions and unrealistic abatement cost functions. Our findings contribute to the ongoing efforts to further develop the RICE-N framework in an effort to improve the simulation, making it more useful as an inspiration for policymakers.

AI4GCC-Team -- Below Sea Level: Score and Real World Relevance

As our submission for track three of the AI for Global Climate Cooperation (AI4GCC) competition, we propose a negotiation protocol for use in the RICE-N climate-economic simulation. Our proposal seeks to address the challenges of carbon leakage through methods inspired by the Carbon Border Adjustment Mechanism (CBAM) and Climate Clubs (CC). We demonstrate the effectiveness of our approach by comparing simulated outcomes to representative concentration pathways (RCP) and shared socioeconomic pathways (SSP). Our protocol results in a temperature rise comparable to RCP 3.4/4.5 and SSP 2. Furthermore, we provide an analysis of our protocol's World Trade Organization compliance, administrative and political feasibility, and ethical concerns. We recognize that our proposal risks hurting the least developing countries, and we suggest specific corrective measures to avoid exacerbating existing inequalities, such as technology sharing and wealth redistribution. Future research should improve the RICE-N tariff mechanism and implement actions allowing for the aforementioned corrective measures.