Research on Personalized Financial Product Recommendation by Integrating Large Language Models and Graph Neural Networks

With the rapid growth of fintech, personalized financial product recommendations have become increasingly important. Traditional methods like collaborative filtering or content-based models often fail to capture users' latent preferences and complex relationships. We propose a hybrid framework integrating large language models (LLMs) and graph neural networks (GNNs). A pre-trained LLM encodes text data (e.g., user reviews) into rich feature vectors, while a heterogeneous user-product graph models interactions and social ties. Through a tailored message-passing mechanism, text and graph information are fused within the GNN to jointly optimize embeddings. Experiments on public and real-world financial datasets show our model outperforms standalone LLM or GNN in accuracy, recall, and NDCG, with strong interpretability. This work offers new insights for personalized financial recommendations and cross-modal fusion in broader recommendation tasks.

LLM-Driven E-Commerce Marketing Content Optimization: Balancing Creativity and Conversion

As e-commerce competition intensifies, balancing creative content with conversion effectiveness becomes critical. Leveraging LLMs' language generation capabilities, we propose a framework that integrates prompt engineering, multi-objective fine-tuning, and post-processing to generate marketing copy that is both engaging and conversion-driven. Our fine-tuning method combines sentiment adjustment, diversity enhancement, and CTA embedding. Through offline evaluations and online A/B tests across categories, our approach achieves a 12.5 % increase in CTR and an 8.3 % increase in CVR while maintaining content novelty. This provides a practical solution for automated copy generation and suggests paths for future multimodal, real-time personalization.