Ensuring the safety and extended operational life of fighter aircraft necessitates frequent and exhaustive inspections. While surface defect detection is feasible for human inspectors, manual methods face critical limitations in scalability, efficiency, and consistency due to the vast surface area, structural complexity, and operational demands of aircraft maintenance. We propose a smart surface damage detection and localization system for fighter aircraft, termed J-DDL. J-DDL integrates 2D images and 3D point clouds of the entire aircraft surface, captured using a combined system of laser scanners and cameras, to achieve precise damage detection and localization. Central to our system is a novel damage detection network built on the YOLO architecture, specifically optimized for identifying surface defects in 2D aircraft images. Key innovations include lightweight Fasternet blocks for efficient feature extraction, an optimized neck architecture incorporating Efficient Multiscale Attention (EMA) modules for superior feature aggregation, and the introduction of a novel loss function, Inner-CIOU, to enhance detection accuracy. After detecting damage in 2D images, the system maps the identified anomalies onto corresponding 3D point clouds, enabling accurate 3D localization of defects across the aircraft surface. Our J-DDL not only streamlines the inspection process but also ensures more comprehensive and detailed coverage of large and complex aircraft exteriors. To facilitate further advancements in this domain, we have developed the first publicly available dataset specifically focused on aircraft damage. Experimental evaluations validate the effectiveness of our framework, underscoring its potential to significantly advance automated aircraft inspection technologies.