Towards Human-Centered RegTech: Unpacking Professionals' Strategies and Needs for Using LLMs Safely

Large Language Models are profoundly changing work patterns in high-risk professional domains, yet their application also introduces severe and underexplored compliance risks. To investigate this issue, we conducted semi-structured interviews with 24 highly-skilled knowledge workers from industries such as law, healthcare, and finance. The study found that these experts are commonly concerned about sensitive information leakage, intellectual property infringement, and uncertainty regarding the quality of model outputs. In response, they spontaneously adopt various mitigation strategies, such as actively distorting input data and limiting the details in their prompts. However, the effectiveness of these spontaneous efforts is limited due to a lack of specific compliance guidance and training for Large Language Models. Our research reveals a significant gap between current NLP tools and the actual compliance needs of experts. This paper positions these valuable empirical findings as foundational work for building the next generation of Human-Centered, Compliance-Driven Natural Language Processing for Regulatory Technology (RegTech), providing a critical human-centered perspective and design requirements for engineering NLP systems that can proactively support expert compliance workflows.

"It Felt Like Having a Second Mind": Investigating Human-AI Co-creativity in Prewriting with Large Language Models

Prewriting is the process of discovering and developing ideas before a first draft, which requires divergent thinking and often implies unstructured strategies such as diagramming, outlining, free-writing, etc. Although large language models (LLMs) have been demonstrated to be useful for a variety of tasks including creative writing, little is known about how users would collaborate with LLMs to support prewriting. The preferred collaborative role and initiative of LLMs during such a creativity process is also unclear. To investigate human-LLM collaboration patterns and dynamics during prewriting, we conducted a three-session qualitative study with 15 participants in two creative tasks: story writing and slogan writing. The findings indicated that during collaborative prewriting, there appears to be a three-stage iterative Human-AI Co-creativity process that includes Ideation, Illumination, and Implementation stages. This collaborative process champions the human in a dominant role, in addition to mixed and shifting levels of initiative that exist between humans and LLMs. This research also reports on collaboration breakdowns that occur during this process, user perceptions of using existing LLMs during Human-AI Co-creativity, and discusses design implications to support this co-creativity process.