The effectiveness of Multimodal Chain-of-Thought (MCoT) prompting is often limited by the use of randomly or manually selected examples. These examples fail to account for both model-specific knowledge distributions and the intrinsic complexity of the tasks, resulting in suboptimal and unstable model performance. To address this, we propose a novel framework inspired by the pedagogical principle of "tailored teaching with balanced difficulty". We reframe prompt selection as a prompt curriculum design problem: constructing a well ordered set of training examples that align with the model's current capabilities. Our approach integrates two complementary signals: (1) model-perceived difficulty, quantified through prediction disagreement in an active learning setup, capturing what the model itself finds challenging; and (2) intrinsic sample complexity, which measures the inherent difficulty of each question-image pair independently of any model. By jointly analyzing these signals, we develop a difficulty-balanced sampling strategy that ensures the selected prompt examples are diverse across both dimensions. Extensive experiments conducted on five challenging benchmarks and multiple popular Multimodal Large Language Models (MLLMs) demonstrate that our method yields substantial and consistent improvements and greatly reduces performance discrepancies caused by random sampling, providing a principled and robust approach for enhancing multimodal reasoning.