Accurate detection of changes in roads and bridges, such as construction, renovation, and demolition, is essential for urban planning and traffic management. However, existing methods often struggle to extract fine-grained semantic change information due to the lack of high-quality annotated datasets in traffic scenarios. To address this, we introduce the Road and Bridge Semantic Change Detection (RB-SCD) dataset, a comprehensive benchmark comprising 260 pairs of high-resolution remote sensing images from diverse cities and countries. RB-SCD captures 11 types of semantic changes across varied road and bridge structures, enabling detailed structural and functional analysis. Building on this dataset, we propose a novel framework, Multimodal Frequency-Driven Change Detector (MFDCD), which integrates multimodal features in the frequency domain. MFDCD includes a Dynamic Frequency Coupler (DFC) that fuses hierarchical visual features with wavelet-based frequency components, and a Textual Frequency Filter (TFF) that transforms CLIP-derived textual features into the frequency domain and applies graph-based filtering. Experimental results on RB-SCD and three public benchmarks demonstrate the effectiveness of our approach.