Spectral imaging offers promising applications across diverse domains, including medicine and urban scene understanding, and is already established as a critical modality in remote sensing. However, variability in channel dimensionality and captured wavelengths among spectral cameras impede the development of AI-driven methodologies, leading to camera-specific models with limited generalizability and inadequate cross-camera applicability. To address this bottleneck, we introduce $\textbf{CARL}$, a model for $\textbf{C}$amera-$\textbf{A}$gnostic $\textbf{R}$epresentation $\textbf{L}$earning across RGB, multispectral, and hyperspectral imaging modalities. To enable the conversion of a spectral image with any channel dimensionality to a camera-agnostic embedding, we introduce wavelength positional encoding and a self-attention-cross-attention mechanism to compress spectral information into learned query representations. Spectral-spatial pre-training is achieved with a novel spectral self-supervised JEPA-inspired strategy tailored to CARL. Large-scale experiments across the domains of medical imaging, autonomous driving, and satellite imaging demonstrate our model's unique robustness to spectral heterogeneity, outperforming on datasets with simulated and real-world cross-camera spectral variations. The scalability and versatility of the proposed approach position our model as a backbone for future spectral foundation models.