Uni-FinLLM: A Unified Multimodal Large Language Model with Modular Task Heads for Micro-Level Stock Prediction and Macro-Level Systemic Risk Assessment

Financial institutions and regulators require systems that integrate heterogeneous data to assess risks from stock fluctuations to systemic vulnerabilities. Existing approaches often treat these tasks in isolation, failing to capture cross-scale dependencies. We propose Uni-FinLLM, a unified multimodal large language model that uses a shared Transformer backbone and modular task heads to jointly process financial text, numerical time series, fundamentals, and visual data. Through cross-modal attention and multi-task optimization, it learns a coherent representation for micro-, meso-, and macro-level predictions. Evaluated on stock forecasting, credit-risk assessment, and systemic-risk detection, Uni-FinLLM significantly outperforms baselines. It raises stock directional accuracy to 67.4% (from 61.7%), credit-risk accuracy to 84.1% (from 79.6%), and macro early-warning accuracy to 82.3%. Results validate that a unified multimodal LLM can jointly model asset behavior and systemic vulnerabilities, offering a scalable decision-support engine for finance.

Applications and Effect Evaluation of Generative Adversarial Networks in Semi-Supervised Learning

In recent years, image classification, as a core task in computer vision, relies on high-quality labelled data, which restricts the wide application of deep learning models in practical scenarios. To alleviate the problem of insufficient labelled samples, semi-supervised learning has gradually become a research hotspot. In this paper, we construct a semi-supervised image classification model based on Generative Adversarial Networks (GANs), and through the introduction of the collaborative training mechanism of generators, discriminators and classifiers, we achieve the effective use of limited labelled data and a large amount of unlabelled data, improve the quality of image generation and classification accuracy, and provide an effective solution for the task of image recognition in complex environments.