Earth observation foundation models (EOFMs) are emerging as reusable representation frameworks for data-driven retrieval, prediction and process modelling within ecohydrology, which integrate EO, meteorological forcing and process models to characterise coupled water, energy and carbon dynamics in vegetation and soil across scales. However, there is yet to be an ecohydrology-specific synthesis assessing the EOFM relevance, application evidence or evaluation requirements under uncertain reference data, scale mismatch and temporal dependence. Here, we develop a framework for determining when EOFMs support interpretable inference and identify a mismatch between EOFMs and ecohydrological requirements. Firstly, an observation-to-inference hierarchy shows that relevance depends on target-specific sensing pathways, spatial-temporal support and traceable uncertainty. Secondly, a meta-analysis shows that pretraining is dominated by reflected optical and active-microwave data, with sparse thermal coverage and no passive-microwave-emission sources. Thirdly, our synthesis of ecohydrological applications finds strongest support for spatial context, label-efficient adaptation and hybrid workflows. Evidence declines with inference depth; independent validation of fluxes, coupled dynamics, event trajectories, calibrated uncertainty and decision benefits remains sparse. Fourthly, our benchmark audit finds stronger coverage of fair adaptation and reproducibility in general EOFM suites, and of process targets, direct reference evidence and distribution shifts in ecohydrological evaluations; physical consistency and uncertainty remain weakly assessed. These findings motivate a process-aware framework aligning EOFM design and evaluation with the target variable, observation pathway and process timescale, supporting trustworthy monitoring and interpretation of coupled water, energy and carbon dynamics.