Now We Know? A Systematic Comparison of TerraMind and THOR

Benchmarks for Geospatial Foundation Models (GFMs) increasingly rank models by aggregate score, but such rankings obscure why models differ: how much of the gap is architecture, how much is decoder capacity, and how much is a use-case-specific artefact? This study addresses that gap through a controlled comparison of two GFMs developed under European Space Agency's $Φ$-lab with contrasting design philosophies: THOR, which introduces a compute-adaptive architecture supporting variable patch sizes and unifies Sentinel-1, -2, and -3 data at their native resolutions; and TerraMind, a multimodal generative GFM pretrained with a dual-scale token/pixel objective that enables any-to-any cross-modal generation (Thinking-in-Modalities) to infer missing sensors at inference time. Rather than reporting a single leaderboard, we investigate the axes along which the two architectures actually differ - patch size, decoder complexity, finetuning regime, input modality, and model scale - across ten use cases spanning segmentation and regression in diverse domains, including climate disaster response, methane leak detection, snow monitoring, or sea ice mapping. We find that architectural design choices - patch size and decoder type in particular - explain more performance variance than model identity itself, that the two models embody complementary investment strategies (pretraining-time scale for TerraMind versus inference-time tokenisation for THOR), and that correctly interpreting results requires dataset-level characterisation. The resulting picture is not a single winner but a set of hypotheses and a diagnostic ablation methodology that we expect to generalise to future GFMs beyond THOR and TerraMind.

THOR: A Versatile Foundation Model for Earth Observation Climate and Society Applications

Current Earth observation foundation models are architecturally rigid, struggle with heterogeneous sensors and are constrained to fixed patch sizes. This limits their deployment in real-world scenarios requiring flexible computeaccuracy trade-offs. We propose THOR, a "computeadaptive" foundation model that solves both input heterogeneity and deployment rigidity. THOR is the first architecture to unify data from Copernicus Sentinel-1, -2, and -3 (OLCI & SLSTR) satellites, processing their native 10 m to 1000 m resolutions in a single model. We pre-train THOR with a novel randomized patch and input image size strategy. This allows a single set of pre-trained weights to be deployed at inference with any patch size, enabling a dynamic trade-off between computational cost and feature resolution without retraining. We pre-train THOR on THOR Pretrain, a new, large-scale multi-sensor dataset and demonstrate state-of-the-art performance on downstream benchmarks, particularly in data-limited regimes like the PANGAEA 10% split, validating that THOR's flexible feature generation excels for diverse climate and society applications.