Recovering a signal from its degraded measurements is a long standing challenge in science and engineering. Recently, zero-shot diffusion based methods have been proposed for such inverse problems, offering a posterior sampling based solution that leverages prior knowledge. Such algorithms incorporate the observations through inference, often leaning on manual tuning and heuristics. In this work we propose a rigorous analysis of such approximate posterior-samplers, relying on a Gaussianity assumption of the prior. Under this regime, we show that both the ideal posterior sampler and diffusion-based reconstruction algorithms can be expressed in closed-form, enabling their thorough analysis and comparisons in the spectral domain. Building on these representations, we also introduce a principled framework for parameter design, replacing heuristic selection strategies used to date. The proposed approach is method-agnostic and yields tailored parameter choices for each algorithm, jointly accounting for the characteristics of the prior, the degraded signal, and the diffusion dynamics. We show that our spectral recommendations differ structurally from standard heuristics and vary with the diffusion step size, resulting in a consistent balance between perceptual quality and signal fidelity.