Using Zero-shot Prompting in the Automatic Creation and Expansion of Topic Taxonomies for Tagging Retail Banking Transactions

This work presents an unsupervised method for automatically constructing and expanding topic taxonomies by using instruction-based fine-tuned LLMs (Large Language Models). We apply topic modeling and keyword extraction techniques to create initial topic taxonomies and LLMs to post-process the resulting terms and create a hierarchy. To expand an existing taxonomy with new terms, we use zero-shot prompting to find out where to add new nodes, which, to our knowledge, is the first work to present such an approach to taxonomy tasks. We use the resulting taxonomies to assign tags that characterize merchants from a retail bank dataset. To evaluate our work, we asked 12 volunteers to answer a two-part form in which we first assessed the quality of the taxonomies created and then the tags assigned to merchants based on that taxonomy. The evaluation revealed a coherence rate exceeding 90% for the chosen taxonomies, while the average coherence for merchant tagging surpassed 80%.

Hierarchical Classification of Financial Transactions Through Context-Fusion of Transformer-based Embeddings and Taxonomy-aware Attention Layer

This work proposes the Two-headed DragoNet, a Transformer-based model for hierarchical multi-label classification of financial transactions. Our model is based on a stack of Transformers encoder layers that generate contextual embeddings from two short textual descriptors (merchant name and business activity), followed by a Context Fusion layer and two output heads that classify transactions according to a hierarchical two-level taxonomy (macro and micro categories). Finally, our proposed Taxonomy-aware Attention Layer corrects predictions that break categorical hierarchy rules defined in the given taxonomy. Our proposal outperforms classical machine learning methods in experiments of macro-category classification by achieving an F1-score of 93\% on a card dataset and 95% on a current account dataset.

Saturn Platform: Foundation Model Operations and Generative AI for Financial Services

Saturn is an innovative platform that assists Foundation Model (FM) building and its integration with IT operations (Ops). It is custom-made to meet the requirements of data scientists, enabling them to effectively create and implement FMs while enhancing collaboration within their technical domain. By offering a wide range of tools and features, Saturn streamlines and automates different stages of FM development, making it an invaluable asset for data science teams. This white paper introduces prospective applications of generative AI models derived from FMs in the financial sector.

A Clustering-Based Method for Automatic Educational Video Recommendation Using Deep Face-Features of Lecturers

Discovering and accessing specific content within educational video bases is a challenging task, mainly because of the abundance of video content and its diversity. Recommender systems are often used to enhance the ability to find and select content. But, recommendation mechanisms, especially those based on textual information, exhibit some limitations, such as being error-prone to manually created keywords or due to imprecise speech recognition. This paper presents a method for generating educational video recommendation using deep face-features of lecturers without identifying them. More precisely, we use an unsupervised face clustering mechanism to create relations among the videos based on the lecturer's presence. Then, for a selected educational video taken as a reference, we recommend the ones where the presence of the same lecturers is detected. Moreover, we rank these recommended videos based on the amount of time the referenced lecturers were present. For this task, we achieved a mAP value of 99.165%.